Nowadays, almost everyone has used a credit card at least once to make payments. Most of the payments that are made today are through credit cards.
This is because credit cards are not only a payment system, but they can also generate benefits and rewards. Almost all retail institutions have realized the importance of credit cards, and Woolworths has joined the crowd.
They made a good decision in this regard, because they launched on the market Woolworths Gold Credit Card, the card full of rewards for its users. Next, I will explain how you can benefit from as many rewards as possible and how you can apply for this credit card.
Features
When you take possession of a credit card, you are definitely thinking about its benefits. With the Gold credit card from Woolworths, you get 2% cashback of all the money you spend. The money received will not be in cash, but you will receive Woolworths vouchers with the value of your cashback.
You will also receive 1% cashback of all fuel spending and 0% interest in card expenses (up to 55 days). You can make your usual spending, and you generate cash in return, just by using this credit card. This makes it one of the most competitive credit card offers on the market right now, and many of us would love to get access to it. Woolworths make it quite accessible as well, so it is undoubtedly worth checking out.
Benefits
You will also feel the benefits of using this credit card when you intend to go on vacation or travel, whether for leisure or business purposes. You can make credit card payments at any ATM that supports Visa.
You will also receive basic travel insurance when you start using the credit card, an offer available for people under 75. It is also interesting that you will be rewarded for payments to non-Woolworths products, with 0.75% cashback of the amount you spend.
How to Apply
To apply for a credit card, you must access the Woolworths website and choose the financial services section from the website menu. Look for this card under credit cards and request it.
There, you have to fill in the form with your personal data and information about the income you earn. Based on these details, you will then be considered for the Woolworths Gold Credit Card. Applying for this great card is a smooth process, and it comes with outstanding benefits.
Who is Eligible?
The eligibility criteria are simple.
- you must be at least 18 years old
- you must have a valid South African ID Card
- you must have income over R3000 / month
You will have to have at hand the three payslips from the last 3 months. If you do not have them, ask the bank for a bank statement, or generate it yourself from your banking app, which will cover the last 3 months.
Fees and Interest
You will be able to benefit from all the great features of this credit card, but there is both the initial fee at the time of issue (R150) and a monthly administration fee (R86). The interest rate is fixed for this credit card and has been set at 21%.
The good part is that you won’t have to pay any extra fees. This makes Woolworths Gold Credit Card an extremely competitive offer on the market right now.
Bank Contact Info
You can contact the Woolworths customer department with the following details.
Phone: 0861 50 20 20
Email: creditcard@wfs.co.za
Head Office Location: FMCG – General Stores, Cape Town, Western Cape, South Africa
Summary
In order to benefit from the Woolworths Gold Credit card offer, it is a very simple process. If you follow the steps above, you are a few minutes away from getting your credit card. If you have not made a decision yet, it is important to keep in mind that this card offers cashback on most, if not all, of your purchases.
Note: There are risks involved when applying for and using a credit card. Consult the bank’s terms and conditions page for more information.
