Are you in need of a credit card with a low-interest rate and no annual fee? You can enjoy these perks and more with the BankAmericard Credit Card.
It’s got everything you need for hassle-free payment and financial back-up when you need it.
With this credit card, every transaction is protected and you can even review your spending and transfer funds easily with Online & Mobile Banking.
Read on to learn about the application process and requirements in ordering a BankAmericard Credit Card…
Features of the BankAmericard Credit Card
Bank of America offers money-value credit cards suited to every individual.
There’s an offering for everyone, whether you’re looking for travel perks, rewards, convenient everyday shopping or low interest rates.
In this article, we’re going to dive into the benefits and perks of the BankAmericard Credit Card.
While many people say that credit cards demand you to pay absurd amounts of interest, the BankAmericard Credit Card is different. For the first 15 billing cycles, you can enjoy 0% APR on all types of purchases.
This sign-up bonus allows you to incur no interest and at the same time, benefit from no penalty on balance transfers for the first 60 days of opening your account.
Another reason to apply for this credit card is it’s access to FICO Score where you can view your credit score. Details can be accessed via Online & Mobile Banking. This will help you build credit while also enjoying the perks that come with this credit card.
To be on top of your due date, you can choose to receive SMS or email alerts. Pay off your balances on time to incur no additional fees and penalties for late payment.
When it comes to security, you can count on the BankAmericard Credit Card. With the ShopSafe feature, you can generate a temporary credit card number so the real card number remains completely private and protected.
This way, shopping online can be 100% safe and hack-free.
BankAmericard Credit Card Application
Applying for a BankAmericard Credit Card is simple. You can submit an application online or via phone. If you need assistance, you can schedule an appointment with a credit card specialist.
For the online application option, go to the Bank of America website, click on Apply Now and fill out the form.
Note that Bank of America determines your credit limit. On average, the credit limit can be between $500 to $10,000 or higher, depending on your capacity to pay.
Fess and Charges of the BankAmericard Credit Card
After 0% APR for the first 15 billing cycles, 15.24% to 25.24% APR is charged. For cash advances, 3% is charged. A late payment fee of $39 is also charged to your account if you fail to pay the balance in full within the 25 day allowance.
Aside from 0% APR on the first 15 billing cycles, you can also enjoy zero annual fees and secure payment with the BankAmericard Credit Card. Visit the Bank of America website to find out more.
