Do you like it when you are rewarded for all the shopping you do, and are you interested in great quarterly cashback offers? If so, the Woolworths Silver Credit Card suits you.
This credit card comes with flexible payment terms, and we can say that it is an excellent package overall. The Woolworths Silver Credit Card is designed to be adaptable to your lifestyle.
Together, we will analyze the offer, the benefits, and the eligibility criteria. It is a good decision to read about the product before making a decision.
Features
The Woolworths Silver card is one of the most interesting credit cards on the market. It seems to be created for those who like to be pampered with rewards.
It offers 1% cashback on shopping vouchers (when you use them at Woolworths), 1% on combustible cashback, and 0.5% on shopping vouchers (non-Woolworths). In order to apply for a credit card, you can apply in-store or online on their website.
If you are concerned with the eligibility criteria, you should not worry. The card is highly accessible for a wide range of lifestyles and financial situations.
Benefits
The Silver Credit Card from Woolworths is powered by VISA, and this is already an advantage, as you will be able to withdraw money from any ATM that supports VISA. It doesn’t matter if you are in your city or on an exotic vacation, you will be able to withdraw money when you need it.
You will be protected against bank fraud with this card, which is a great advantage in current conditions. The credit card is designed with Comprehensive Balance Protection and Lost Card Protection.
The benefits of using this banking service continue with the cashback offer through shopping vouchers. All Woolworths purchases (except Woolies Engen garage) will bring you vouchers worth 1% of the total spent.
The WRewards program also offers 0.5% of the total amount spent when you spend outside of Woolworths. All these cashback offers are quarterly.
Perhaps the most interesting benefit is that you can choose the period in which to repay a large amount of money. You can even transfer money directly to your personal account.
How to Apply
Applying for the Woolworths Silver Credit Card is extremely straightforward. Go to the Woolworths website and apply for this dream card in only a few steps. All you need to do is provide your personal information and follow the steps in order to get access to great perks!
Who is Eligible?
This card requires less strict eligibility criteria than most other options. If you have a bank account, an income over R2000, a valid phone number, and you are at least 18 years old, then you can apply. Also, you must be a resident of South Africa (with a valid South African ID).
All you need to have on hand before applying is proof of income, a valid ID card, and proof of address (bill). Depending on your credit score, if you are approved, you will receive a line of credit starting from the amount of R3000.
Fees and Interest
There are no annual fees for either primary or secondary cardholders. There are some small fees for services, though. These include R1.14-R3.80 for checking the balance, R18.90-R54 for cash withdrawal, and the fee for using the account is R4.
Bank Contact Info
You can easily contact Woolworths via the following methods.
Phone: 0861 50 20 20
Email: creditcard@wfs.co.za
Summary
It seems like it’s never been easier and faster to get a credit card. If you are a citizen of South Africa and want to have freedom and flexibility with your payments, then the Woolworths Silver Credit Card is the solution for you.
If you are unsure whether it suits you or not, you should consider the fact that it is very easy to apply for. Thus, your chances of being declined are considerably smaller. You should check out other great deals, as well.
Note: There are risks involved when applying for and using a credit card. Consult the bank’s terms and conditions page for more information.
