SBI SimplyCLICK Credit Card – Know the Benefits and How to Sign Up

If you enjoy shopping online at partner brands like Cleartip, Foodpanda, Amazon.in, and BookMyShow, there is a perfect deal for you—SBI SimplyCLICK credit card. It is a rewards card with a relatively low-interest rate made for SBI loyal customers.

Learn about the fees, charges, features, and benefits of this credit card. Check out how to apply for the SBI SimplyCLICK card in this article.

• What Are the Features of the SBI SimplyCLICK Credit Card?
• What Are the Rewards for the SBI SimplyCLICK Credit Card?
• What Are the Benefits of the SBI SimplyCLICK Credit Card? 
• What Are the Fees and Charges for the SBI SimplyCLICK Credit Card?
• What Are Eligibility Requirements for the SBI SimplyCLICK Credit Card?
• What Is the SBI Bank Address?

What Are the Features of the SBI SimplyCLICK Credit Card?

The SimplyCLICK Credit Card is a basic point-based credit card for online shopping that is cost-effective compared to other cards in the same category. This card best suits users who want to save money and earn Rewards for online shopping.

SBI SimplyCLICK Credit Card is a low-interest credit card for frequent online shoppers. This credit card provides additional rewards and benefits for online purchases at partner brands such as Amazon, BookMyShow, Cleartrip, Lenskart, and others.

This credit card also allows you to earn benefits such as complimentary gift vouchers, fuel surcharge waivers, and annual fee refunds.

On payment of the first annual fee, you will receive an Amazon Gift Card with a value of ₹500. The gift card can be redeemed on Amazon and will be valid for twelve months when the voucher is added to Amazon Pay.

What Are the Other Features of the SBI SimplyCLICK Credit Card?

You can earn ten times the Rewards on your online purchases with participating partner stores, including Amazon, Cleartrip, BookMyShow, FabFurnish, Foodpanda, Lenskart, and more. Get five times the rewards on all of your other online purchases. 

When you use this card to make a purchase, you will earn one reward point for every one hundred rupees you spend. Regarding purchases in other categories, you will be eligible for a single reward point for every ₹100 spent.

What Are the Rewards for the SBI SimplyCLICK Credit Card?

Since the SBI SimplyCLICK credit card is a rewards card, it offers many ways to collect points. Aside from the default rewards system for purchases, you can earn with the milestone offer and fuel surcharge.

When you reach a specific milestone, you are entitled to enjoy more rewards. Be excited to meet these milestones by spending using the your credit card.

• Annual online spends of ₹1 lakh – ₹2,000 worth of Cleartrip e-Voucher
• Annual online spends of ₹2 lakhs – ₹2,000 worth of Cleartrip e-Voucher
• Annual spend of ₹1,00,000 – renewal fee waived off

The fuel surcharge waiver reward is also for the SBI SimplyCLICK credit card. In addition, 1% of the monthly fuel surcharge will not be applied, up to a maximum of 100. Offer goods for transactions ranging from ₹500 to ₹4,000 concerning fuel.

Moreover, this credit card recommends that you use it for purchases to accumulate spending, including online purchases. If you spend ₹1 Lakh or ₹2 Lakh annually on online purchases, earn an e-voucher worth ₹2,000.

What Are the Pros of the SBI SimplyCLICK Credit Card?

Reserving your annual fee for the SBI SimplyCLICK credit card is possible. If you spend ₹1 lakh annually, get your annual fee worth ₹499 reversed.

This card is also internationally accredited. It is accepted worldwide by more than 24 million merchant outlets.

You may use this card to withdraw cash from more than a million Visa/MasterCard ATMs anywhere in the world. The bank also offers a way to avail of add-on cards for your immediate family members.

What Are the Benefits of the SBI SimplyCLICK Credit Card? 

SBI SimplyCLICK credit cardholders will not only enjoy the rewards system for every purchase as the card has more things to offer. This long list of benefits makes this an ideal card for the bank’s loyal customers.

One of the things that the SBI SimplyCLICK card brings is convenience to its cardholders. The card will help you book railways as the bank allows this card to book railway tickets online on the IRCTC website.

In addition, this card can help you pay your utility bills online and on time through its Easy Bill Pay Facility feature. You do not need to wait in long queues to pay your bill because you can do it instantly through the bank’s online bill pay service.

There is also a facility that allows you to transfer your other banks’ credit cards balance to your SimplyCLICK Advantage SBI card at low-interest rates. You will be able to manage your finances better with this benefit.

What Are the Other Benefits of the SBI SimplyCLICK Credit Card? 

The bank wants its customers to feel they are well taken care of, especially when they have concerns or issues. Thus, SBI offers 24/7 Credit Card Customer Care, which you will only need to contact through a call at 1800 180 1290.

The bank will ask for the following details when you call for concerns. Make sure to have them at hand for a smooth transaction.

• Your 16-digit card number
• Card expiry date
• Your birthdate in DDMMYYYY format
• Access to your registered phone number, wherein an OTP will be sent to the number
• Your 4-digit PIN

Moreover, a facility called “Easy Money” allows SBI SimplyCLICK cardholders to get a cheque or draft against their cash limit delivered to their addresses. You will be charged interest of 2.45% + 1.5% or ₹199, whichever is higher.

What Are the Fees and Charges for the SBI SimplyCLICK Credit Card?

Although the SBI SimplyCLICK credit card may look appealing, you need to look into its fees and charges rate to see if you will have an issue maintaining and using the card. Check the fees and charges for the SBI SimplyCLICK credit card below.

• Joining Fee – ₹499
• Annual Fee – ₹499
• Renewal Fee – ₹499 (will be reversed if the annual spending is ₹1 Lakh or more)
• Add-on Card Fee – NIL
• Finance Charge – 2.5% every month
• Limit on Cash Advance – Up to 80% of the credit limit (maximum ₹12,000 daily)
• Minimum Amount Due – 5% of the outstanding balance
• Cash Advance Fee (SBI ATM or Other ATM) – 2.5% of the amount transacted (minimum ₹300)
• Cash Advance Fee (International ATM) – 3% of the amount transacted (minimum ₹300)
• Finance Charge on Cash Advance – 2.5% every month
• Cheque Pick-up Fee – ₹90
• Payment Dishonor Fee – 2% of the payment amount (minimum of ₹350)
• Charge Slip Retrieval Fee – ₹225 per charge slip
• Statement Retrieval Fee – ₹100 for each statement (in case the statement is a minimum of two months old)
• Overlimit Fee – 2% of the over limit amount (minimum of ₹500)
• Late Payment Fee – Case-to-case basis
• Emergency Card Replacement (when out of India) – actual cost of the card (Minimum $175)
• Card Replacement Fee – ₹100
• Redemption Rewards Fee – ₹99
• Foreign Currency Transaction Fee – Conversion mark-up – 3.5%
• Cash Payment Fee – ₹100

It is best to assess if you think all these fees and charges will be worth it for the rewards you can get from the SBI SimplyCLICK credit card.

Is There an Interest-Free Period for the SBI SimplyCLICK Credit Card?

After the initial interest-free period, which can run for up to the first fifty days, you will be charged a fee of 3% for any international cash advance transactions and a fee of 2.5% for any domestic cash advance transfers.

When it comes to late payment costs, your due can go up to ₹950 if you have an outstanding balance of more than Rs. 10,000.

What Are Eligibility Requirements for the SBI SimplyCLICK Credit Card?

The application process is not hard as long as you meet the eligibility requirements. The most important thing is that you have a job or are self-employed.

In the first case, you should make at least 20,000 per month. In the second case, you should make at least 30,000 per month.

Also, you should live in a city that is easy to get around. Check out the SBI location generator to find out more about this. To apply, you must show documents supporting the following: Proof of Identity, Proof of Address, and Proof of Income.

How Do You Apply for an SBI SimplyCLICK Credit Card?

If you know that you meet the above requirements, you should go to the SBI website and fill out the online form. Once you have done that, you should hear about the decision within a few business days.

After you are approved, the credit card should come in the mail within ten days.

What Is the SBI Bank Address?

You should contact the bank immediately if you have any further concerns about the application procedure or the rewards program. Fortunately, SBI offers more than just a couple of customer assistance forms.

You may visit their head office at SBI Card, Correspondence Department, DLF Infinity Towers, Tower C, 10-12 Floor, Block 2, Bldg 3, DLF Cyber City, Gurgaon – 122002, Haryana, India.

What Are the Contact Details of the Bank for Credit Cards?

Here is the other contact information about the bank, especially for credit card concerns. You may call them at 1860 180 1290, 1860 500 1290, 39 02 02 02 (make sure to use the local STD code as a prefix).

The bank also supports SMS by asking customers to send “HELP” to 5676791. You may also contact them through their Fax and Twitter accounts: 0124-2567131 and @SBICard_Connect, respectively.

Summary

It all comes down to whether or not you are a regular customer of online markets. SBI SimplyCLICK is a good credit card solution for those who enjoy shopping at Amazon, Foodpanda, BookMyShow, and other common vendors doing business in India.!

Note: There are risks involved when applying for and using credit. Consult the SBI bank’s terms and conditions page for more information about the SBI SimplyCLICk credit card.