Looking for a credit card that helps you save money and provides you with the most value for your money? To end your quest, MBNA may have everything you need.
The MBNA True Line Mastercard offers several valuable advantages and is one of the most frequently used bank credit cards.
Below are some benefits you will receive when you have an MBNA True Line Mastercard. Learn how to apply for this credit card to enjoy its perks and features.
- What Is the MBNA True Line Mastercard?
- What Are the Features of the MBNA True Line Mastercard?
- What Are the Fees and Charges of the MBNA True Line Mastercard?
- What Are the Benefits of the MBNA True Line Mastercard?
- What Are the Eligibility Criteria for the MBNA True Line Mastercard?
- How Do You Apply for an MBNA True Line Mastercard?
What Is the MBNA True Line Mastercard?
The bank’s financial services and products, like MBNA credit cards, make it easy for customers to choose what they need and want. People trust MBNA because it knows what its customers want and gives them easy ways to get what they need.
The MBNA True Line Mastercard is the best credit card for customers’ various needs, wants, and lifestyles. The MNBA True Line Mastercard is a great credit card that is also affordable.
As a welcome offer, the bank gives you a 0% promotional annual interest rate on balance transfers, which can save you money on interest. The MBNA True Line Mastercard has a broad focus, meaning you can do many different things.
Most credit cards have their perks and features that make them appealing. MBNA True Line Mastercard can be used for shopping, traveling, and other things.
What to Know More About the MBNA True Line Mastercard?
At 12.99%, MBNA True Line Mastercard has one of the lowest annual percentage rates. It is hard to find a card with a low rate on balance transfers and new purchases, making people choose the MBNA True Line Mastercard.
People do not want to get into debt that gets out of hand, and MBNA knows that. So, the MBNA True Line Mastercard allows you to pay for large purchases, emergencies, and other unexpected costs.
The bank knows that people get credit cards to help them manage their money, so MBNA True Line Mastercard has low-cost options that will help them do that.
What Are the Features of the MBNA True Line Mastercard?
This list of MBNA True Line Mastercard’s advantages and benefits proves it is one of the best. First and foremost, as previously stated, the MBNA True Line Mastercard features one of the most competitive basic annual interest rates available.
Most credit cards offer a normal interest rate of around 19.99%. However, the MBNA True Line Mastercard charges only 12.99%. This means interest will be charged lower than the standard rate on new purchases.
Furthermore, debt transfers not paid off in full within the 12 months at 0% will return to a rate lower than the usual rate.
The MBNA True Line Mastercard can help customers save money through its low-interest rate, no annual fee, and a promotional 0% interest balance transfer period.
What Is the Welcome Bonus of the MBNA True Line Mastercard?
Everyone who has recently applied for the MBNA True Line Mastercard is eligible to get an attractive welcome bonus from MBNA. The promotional annual interest rate (AIR) offered by the bank is 0% for the entire year.
This one-year incentive of a 0% promotional annual interest rate applies to debt transfers finished within the first three months of my MBNA True Line Mastercard credit card and must be completed within 90 days after opening your account.
The MBNA True Line Mastercard’s usual low rate of 12.99% is increased by this promotional AIR, which is placed on top of that rate. The regular low rate with the credit card can be applied to purchases and other balance transfers.
What Are the Fees and Charges of the MBNA True Line Mastercard?
The low cost is the MBNA True Line Mastercard’s selling point. If you choose this card, you will not have to pay a renewal fee, which is a nice bonus if you are trying to cut costs right from the front. The low-interest rates offered by this credit card are another plus.
Fees and interest rates for the MBNA True Line Mastercard are detailed below.
- Annual Fee: None
- Balance Transfer Fee: 12.99%
- Cash Advance Rate: 24.99%
- Foreign Purchase Transaction Fee: None
- Foreign ATM Withdrawal: None
- Regular Annual Percentage Rate: 12.99%
- Purchase Intro Annual Percentage Rate: None
- Balance Transfer Intro Annual Percentage Rate: N/A
- Purchase Interest Rate: 12.99%
- Access Cheques Interest Rate: 12.99%
- Cash Interest Rate: N/A
- Late Payment Fee: N/A
- Over Limit Fee: N/A
- Returned payment fee if a direct debit is not honored: N/A
There are fewer costs, no annual fees, and competitive interest rates associated with the MBNA True Line Mastercard. The MBNA True Line Mastercard has been shown to have among the market’s most reasonable interest rates and fees.
What Are the Pros of the MBNA True Line Mastercard?
It is also a big plus that getting and using the MBNA True Line Mastercard does not involve any extra hassles. When cardholders use their MBNA True Line Mastercard, they do not have to worry about charges and rates that are hard to understand.
The features and benefits of the MBNA True Line Mastercard are apparent, which makes it easier to understand. This is best for people who do not have time to consider the charges and interest fees that come with every credit card purchase and transaction.
MBNA True Line Mastercard has no annual fee, so they can keep more of my hard-earned money. The saved money can be used to lower or pay their debts. Moreover, they do not have to pay anything extra to keep this card on hand if they ever need a low-interest payment option.
What Are the Benefits of the MBNA True Line Mastercard?
Cardholders of the MBNA True Line Mastercard can enjoy a wide variety of advantages. Since MBNA values its clients’ safety and privacy, it has implemented new safeguards for credit cards.
The bank assures me it has taken numerous precautions to safeguard the cardholders’ personal data. You do not need to be concerned about your personal information being compromised or your account being used fraudulently.
It was also advised by MBNA True Line Mastercard to use Apple Pay as the transaction will be a secure, speedy, and hassle-free experience.
Moreover, you can make a cash transfer using the available credit on your MBNA True Line Mastercard. If you ever need quick cash, you just deposit it to your checking account from savings.
What Are the Other Benefits of the MBNA True Line Mastercard?
The MBN True Line Mastercard has more benefits for cardholders to enjoy. If they use their MBNA True Line Mastercard for large purchases, they can use MBNA’s Payment Plan alternatives to spread the cost.
There is flexibility in these payment plan options, allowing customers to control their spending and manage their finances.
If I charge $100 or more on my MBNA True Line Mastercard, I will have to make monthly payments until the balance is paid in full. Options for a Payment Plan range from six to 18 months in length. All fees and conditions must be renewed at the beginning of each plan term.
What Are the Eligibility Criteria for the MBNA True Line Mastercard?
The MBNA True Line Mastercard offers a straightforward set of eligibility criteria so that almost everyone can apply for an MBNA True Line Mastercard.
If you want to apply for the MBNA True Line Mastercard, you must meet certain requirements. First, you’ll need to prove that you live in Canada. You also have to prove that you are the legal age of majority in the province or territory where you live.
Besides these things, you may also need to send documents showing where you work and how much money you have. You should have copies of your most recent pay stubs, bank statements, and other similar documents.
What Is the Required Credit Score to Apply for MBNA True Line Mastercard?
Remember that your financial situation and credit score can affect how much credit you can get. The MBNA True Line Mastercard applicants need a credit score of at least 670 to be considered.
Since the minimum credit score criterion is only average, many people are eligible for and able to apply for the MBNA True Line Mastercard.
How Do You Apply for an MBNA True Line Mastercard?
Initiate the application process with MBNA by visiting their website and filling out the online application form or going to a local branch.
Applying for a True Line Mastercard from MBNA can be done online. Clicking “Apply Now” will take you to the next step in applying for the MBNA True Line Mastercard.
The bank then requests that you supply the complete financial and personal history. In addition to the prerequisites, you must submit documents verifying your income, residence, and age.
The results will be emailed to me in a matter of working days. The MBNA True Line Mastercard will be issued straight to your home after approval, or you can choose to pick up the card at a local MBNA bank.
What Are the Bank’s Address and Contact Information?
Despite its origins in Delaware, USA, in 1982, MBNA’s main office is in Chester, United Kingdom. However, hundreds of branches in many countries where the bank operates make it convenient for customers to go there with questions or problems.
You can reach the bank by calling 1-800-347-6262, their toll-free number for customers. Customers who have questions or problems with their MBNA True Line Mastercard can call the toll-free number for help.
Conclusion
The MBNA True Line Mastercard is a low-cost, valued, and secured card that lets you manage your credit banking needs without hassle. Apply for this credit card immediately to find out how much you can save.
Disclaimer: There are risks involved when applying for and using MBNA True Line Mastercard credit products. Consult its Terms and Conditions page before agreeing to anything.
