Bank of America Travel Rewards Credit Card – Learn How to Apply Online

While there may be a lot of travel credit cards out there, most of them do not offer a lot of rewards to their cardholders. Some even require a lot of documents and other requirements for you to be eligible for some of their programs.

If you are a resident of the US, you might have already heard of Bank of America and its credit card options. As a widely respected institution, it is one of the most successful banks in the US that offers diverse credit card options. One of them is the Travel Rewards credit card.

This credit card has exclusive benefits alongside many other perks. To help you decide if it is right for you, we have compiled everything you need to know in this article. Check out how you can apply online, and learn more about the benefits and perks of using the Bank of America Travel Rewards credit card down below.

• Use the Card to Book the Trip That You Want
• Redeem Points Every Time You Use the Card
• Discover More Perks When You Have the Bank of America Travel Rewards Credit Card
• Check to See If You Are Eligible to Apply for the Credit Card
• Here’s the Ultimate Game-Changer

Use the Card to Book the Trip That You Want

The Bank of America Travel Rewards credit card is one of the most highly competitive credit cards that you can own. Knowing how crowded the field has become, the card offers more than what your average credit card has.

There are a lot of credit cards that are tailored to your needs and lifestyle. For frequent travelers who want to save a lot of money while also earning rewards and bonuses, the Bank of America Travel Rewards credit card is for you.

You can use this credit card to book the trip that you want or the flight towards your dream vacation. Using this card also brings a lot of perks that you will discover below.

If you find yourself wanting to travel a lot this year, check out what the Bank of America Travel Rewards credit card has to offer.

What Are the Fees and Other Charges?

Before we get into the perks and benefits of having this credit card, let’s get the fees and other charges out of the way first. 

There aren’t a lot of fees to using this credit card, especially in your first few months. You have a 0% introductory APR, which will be further discussed down below. After that, the 16.24% to 26.24% variable APR will be applied.

There is also a 3% fee with a minimum of $10 that is applied to all balance transfers. 

Redeem Points Every Time You Use the Card

One of the best perks, when you own a Bank of America Travel Rewards credit card, is the reward points system. This program makes this credit card the ultimate choice for travelers out there. 

Every time you spend using the card, you receive 1.5 reward points per dollar. The best part about this is that it will never expire, so you can always collect these reward points and spend them the way you want them. 

With that said, you can spend your reward points to pay for your next travel or dining purchase. You can also use your reward points to book the hotel that you want or pay for the restaurant that you want to dine in. 

Other perks include baggage fees, vacation rentals, and even car rentals. There are so many benefits to this credit card so keep on using it.

Gain More Bonus Points When You Spend Within 90 Days

If the reward points and their many perks do not entice you to apply for this credit card, this added feature will surely make you decide. When you make at least $1,000 in purchases for the first 90 days of owning the card, you will get extra 25,000 online bonus points that will go to your account.

There are two ways to use these extra points. You can either use it to redeem the benefits mentioned above, or you can convert it into a $250 statement credit specifically for your travel purchases.

This way, you won’t have to worry about booking your flights or hotel rooms for your next vacation.

Discover More Perks When You Have the Bank of America Travel Rewards Credit Card

There are a lot of perks when you own a Bank of America Travel Rewards credit card. Apart from the standard fees and other charges, the reward points system is a great addition. But that’s not all.

You also get to enjoy zero foreign transaction fees when you use the card outside of the US. This means that you can always use the credit card in any establishment that accepts the card. 

You don’t get to suffer from unwanted foreign transaction fees. This allows you to use the card whenever and wherever you want. Aside from that, the credit card also offers zero annual fees. 

Many credit cards often surprise you with an annual fee, but with the Bank of America Travel Rewards credit card, you don’t have to worry about it anymore.

Join the Preferred Rewards Program

Bank of America gives more than what we truly deserve with the Preferred Rewards program especially if you have been a loyal cardholder. People who have Bank of America products for a long time can now join the Preferred Rewards program, where you can enjoy even more perks exclusive to you. 

There are three tiers to the program, which consist of Gold, Platinum, and Platinum Honors. Gold Preferred Rewards increase the number of reward points that you earn by up to 25%. Platinum Preferred Rewards lets you earn up to 50%, and Platinum Honors Preferred Rewards gives you a whopping 75% bonus. 

This further increases the value of the card and the number of points that you earn. When you have the Platinum Honors Preferred Rewards tier, you can earn up to 2.62 points per dollar that you spend with the card.

Check to See If You Are Eligible to Apply for the Credit Card

Now that you are enticed to get the best travel credit card that you can find, it is time to know if you are eligible for one. The first thing you need to do before you can apply is to see if you are eligible.

You will need to be 18 years old and above to be eligible. Aside from that, you need to have a credit score of 750 and above. 

This is a requirement for applicants who want to enjoy the many benefits of a credit card. It can be difficult to attain, but if you have a very good credit score, you are automatically eligible to apply for this credit card. 

You should also be a US citizen or a permanent resident of the country. Applicants are required to submit documents such as salary bills and bank statements to the bank so that they can confirm their income.

How to Apply for a Bank of America Travel Rewards Credit Card

Always have those documents prepared at all times. The bank will either ask for these essential documents during the application process. Speaking of application, you can go to your nearest Bank of America branch to apply for the credit card and specifically ask for the Travel Rewards credit card. 

You can also apply online through the Bank of America official website. You can check all the required documents that you need to submit. Fill out all the necessary information on the form and submit everything, including the documents at the same time. 

Once done, you will need to wait for a couple of business days to get confirmation. If you apply online, the card will be sent to you via the address you submitted during the application.

Here’s the Ultimate Game-Changer

While the Bank of America Travel Rewards credit card hasno annual fee, it is quite common for other credit cards to offer the same benefit to potential customers. This is where Bank of America truly defies the expectations of many.

Its 0% intro APR offer is the ultimate game-changer. It is such a rare perk for cardholders as you get zero percent APR for the next 18 billing cycles – imagine having zero APR for the next year and a half. 

You won’t be able to get this kind of deal at any bank right now. Go ahead and sign up for this deal so you can get this amazing perk right away.

Check Out the Official Bank Contact Details

For those who are interested in applying or have further inquiries regarding the card, you can always check your nearest Bank of America branch using their location generator to find one. 

You can also check out their mailing address at Bank of America, PO Box 53132, Phoenix, AZ 85027-3132, or call them through their 24/7 hotline at 800-732-9194. 

If you need their customer support, you can check out their official page.

Conclusion

Bank of America offers many great options for those who want a fantastic credit card that allows you to reconsider your budget. You even get to earn and receive reward points for travel. 

While it does take a higher credit card for you to get approved, it makes owning a Travel Rewards credit card all the more exclusive. Get yours today.

Note: There are risks involved when applying for and using credit. Consult the bank’s terms and conditions page for more information.