Bank of America Travel Rewards Credit Card – Learn How to Apply Online

Not all travel credit cards provide rewards that are easy to redeem. In most cases, there are several requirements that you need to meet in order to be eligible for the cash-back program and to save some money on your travel purchases.

If you are a US citizen/permanent resident, then you have probably walked into a Bank of America at least once. As a widely operated institution, it is among the most successful banks in the USA, offering a number of credit options. One of these is the Travel Rewards Credit Card. 

This particular offer is highlighted by an exclusive cash-back program, as well as a 0% annual fee and foreign transaction fee. In order to help you decide, we will go through its main features, as well as the application process.

Bank of America Travel Rewards Credit Card - Learn How to Apply Online

Fees and Charges

The main feature that is directly related to credit card savings is the unlimited points rewards program. Thus, for all purchases that you make, you will be earning 1.5 points for each dollar spent. 

What is great is that there is not a limit, which means you can earn hundreds of dollars in rewards within a couple of months.

Not only that, but there is also an online bonus offer that will allow you to earn a $250 travel purchase reward, as long as you spend $1,000 within 90 days from the account opening. 

As we have mentioned above, you won’t be subjected to an annual fee or foreign transaction fee, which makes earning reward points for paying your travel trips much more enjoyable.

Additionally, when it comes to the 12-month introductory period, you won’t have to pay any annual percentage rate. After that, you will be subjected to an APR of 14.99% to 22.99% depending on your current credit score.

Last but certainly not least, you will be paying a 3% charge or $10 for all balance transfers, whichever amount is higher. 

How to Apply

When it comes to applying for the Bank of America Travel Rewards Credit Card, the first thing that you will want to do is check whether you are eligible. 

What you should be aware of is that the required credit score is 750, which may be a lot, but given the benefits that you will enjoy, it is definitely worth the effort invested. The second requirement is that you are 18 years or older.

Also, you will need to prove that you are a US citizen/permanent resident, as well as submit salary bills/bank statements in order to inform the bank of your income.

When it comes to the application process, it shouldn’t take more than 20 minutes. You can log on to the Bank of America official website, where you can fill out all the required info and submit the essential documentation to prove your eligibility. 

Once you have applied, the decision should be made within a couple of business days. 

Bank Contact Details

If you are looking to visit Bank of America in person, then we suggest that you check out their location generator in order to find the branch that is nearest to you. In all other cases, you will want to take a look at the contact forms that we have provided below.

Mailing Address: Bank of America, PO Box 53132, Phoenix, AZ 85027-3132

Phone: 800-732-9194; 24/7

Online Customer Service: click here

Features and Benefits

The travel rewards program makes this credit card a great choice. You can earn up to 2.62 reward points per dollar spent if you join the preferred member program. 

To find out more about this option, all you need to do is click here.

Bank of America Travel Rewards Credit Card - Learn How to Apply Online


Bank of America did a great job when it comes to providing a fantastic credit card that will allow you to reconsolidate your budget and earn reward points for travel. 

Yes, it will take a higher credit score to get approved, but becoming an owner of the Rewards Credit Card will revolutionize the way you think of travel expenses.

Note: There are risks involved when applying for and using credit. Consult the bank’s terms and conditions page for more information.